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Submitted by The Pellucid Pensioner 

The Right to Appeal After Disallowance of a Pension

When a pension is disallowed by the National Insurance Scheme on the basis of repealed or misapplied law, the affected pensioner is advised that an appeal to a tribunal is available but is there oversight to this?

In theory, this appeal process provides a route to correction. However, in practice it can result in a prolonged period of uncertainty, with no clear indication from the NIS as to when a Tribunal hearing will take place. The right to appeal exists, but time itself appears to stop, with communication suspended and left dangling.

Delay and Procedural Fairness

Delays in the setting of a hearing date raise serious concerns about procedural fairness. An appeal that exists only in name, without timely access to a hearing, does not provide a meaningful remedy. It instead points to the slow building of strength for patience. Any appeal delay should be clearly communicated, transparent, and accountable.

Procedural fairness requires not only the right to appeal, but reasonable access to that appeal within a specified timeframe that recognises the realities faced by older persons, particularly vulnerability and health considerations.

The Impact of Silence and Uncertainty

Where months pass without communication or the disclosure of timelines, pensioners are left in limbo, a space in which time continues to pass while explanations do not.

The process becomes exhausting and opaque for individuals who have already contributed for years and now rely on the system for support. Over time, the waiting itself becomes an unmanageable burden.

The Role of International Human Rights Mechanisms

It is within this context that international human rights mechanisms become relevant. Bodies such as the United Nations Human Rights system and the Inter American Commission on Human Rights, that exist to examine situations where domestic remedies are unavailable, ineffective, or subject to unreasonable delay, specifically where vulnerable groups such as older persons are affected.

These mechanisms also contribute to the clarification of international standards relating to non discrimination, due process, social protection, and the treatment of rights accrued over time, including pension entitlements.

Barbados has previously engaged with and appeared before both the United Nations Human Rights system and the Inter American Human Rights procedures as part of its recognised international obligations.

Oversight, Not Replacement

These mechanisms are not intended to replace national institutions, but to provide oversight when local processes fail to function in a timely or effective manner.

Why Awareness Matters

Awareness of these international options is therefore important. It reassures pensioners that they are not isolated and that accountability extends beyond any single local administrative body.

Such awareness also reinforces the principle that acquired rights, including the right to social security in older age, should not be undermined through delay, silence, or the application of repealed law.

Consequences of Delay for Older Persons

The existence of such oversight underscores the importance of timely, transparent, and fair procedures. For older persons, delays are not merely administrative inconveniences. They have real consequences for financial stability, health, and dignity.

Beyond the individual, prolonged delays and uncertainty raise broader concerns about how social security systems respect acquired rights and uphold the dignity of older persons within established human rights frameworks.

In such circumstances, turning to the United Nations Human Rights Systems and the Inter American Commission on Human Rights mechanisms can provide support, remedies, and protection for older persons.

The following links are provided for general information only:

1. United Nations Human Rights System  

https://www.ohchr.org

https://spsubmission.ohchr.org

2. Inter American Commission on Human Rights  

https://www.oas.org/en/iachr

https://www.oas.org/ipsp/default.aspx?  Lang=En


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16 responses to “NISSS: When an appeal has no timeline”


  1. This is an issue that should be a concern to the average Barbadian but it is not because we are not tuned to our civic responsibilities. The interest is there when it comes to the salacious and other low priority matters. With a general election on the horizon it will be a surprise if the Opposition makes a big deal of these governance matters because it is not the political theatre the public wants.


  2. A friend of mine told me that she used these mechanisms after a court judgment against a well-connected individual remained unsettled after twenty years without any actions being taken to enforce that judgment. I believe it was Bobby Clarke who handled it. She was able to retire early after receiving what was awarded with the accumulated interest.


  3. David,

    You have done your part by making people aware. To be honest, I wasn’t even aware how these rights can be pursued until my friend told me about a decade ago. I imagine that BARP is aware and would inform its members. You are eligible to join BARP years before retirement age.


  4. @Donna

    Do you recall the ERT (Employment Rights Tribunal) was established in law but was never operationalized until years later? We have to do better.


  5. @ David

    Why you had to bring up the NISS? You know anything to do with them is vexacious to my spirit! We now in 2026 and still no word about when audited financials will be made available from this entity.


  6. @John A

    If the financial governance of the social security fund is a question mark as it relates to producing audited financials how can the concern about a well functioning Tribunal be a surprise? We like to ignore mediocrity.


  7. David,

    I vaguely remember. I admit that I did not always pay sufficient attention to every issue until I came to BU during the debacle of Freundel’s “glory years”. There was a period of time when I checked out to focus on more pressing matters that directly affected me at the time.

    There can be no argument against the need for us to do better.o


  8. @ David

    Exactly! If confirming the financial base of the fund is not a priority, where you think the tribunal would sit in the priority list?

  9. NorthernObserver Avatar
    NorthernObserver

    The only pellucid matter, wrt NIS, or NISS or NISSS, is they are NOT accountable on any matter. The Blogmaster provided an appropriate response.
    They will push out the retirement age to 70, trim any benefits they can, and people will get paid for the next 10-15 years. Then it will be whatever is left.
    And if the likes of MsTrotman gets her fingers in the NIS, then wuhlaus, they may only last 8 years.
    Happy New Year to all.


  10. When the late Jeff Cumberbatch was chairman of the former NIS Tribunal he was complimented on its efficiency. What his tenure in the job showed us is that it possible to deliver.

    If only we can find the wherewithal to resist inserting square pegs in round holes.


  11. ICBL shareholders unable to trade

    by SHAWN CUMBERBATCH

    shawncumberbatch@nationnews.com

    INSURANCE CORPORATION OF BARBADOS LIMITED (ICBL) shareholders have started 2026 unable to trade their stock on the local securities market.

    Last year ended with the Barbados Stock Exchange Inc. (BSE) announcing that “trading in the security [ICBL] was suspended at the close of trading on the board of the BSE today, December 31, 2025, pursuant to Rule 3.01.5 1(a) and (b) of the Rules of the [BSE]”.

    ICBL has since told its shareholders that the suspension resulted from its failure to submit the 2024 annual report by December 31, and it committed to doing so on or before January 31.

    Share price

    Information from the BSE showed that as of Tuesday, ICBL had 39 196 812 shares valued at $77.2 million, with a share price of $1.97, listed on the Regular Market. The insurer’s stock was last traded on December 17.

    Rule 3.01.5 of the BSE deals with the suspension of trading and delisting of securities. ICBL’s stock was suspended under the following: (1) The Exchange may at any time in its discretion, suspend trading in a listed security if the board is satisfied in respect of the security, that: (a) there has been a failure to comply with any of the terms and conditions of its listing agreement; (b) there has been a failure to comply with any of the Exchange requirements.

    In a January 2 notice, ICBL advised shareholders and the investing public of the BSE suspension and why it occurred.

    “The suspension arises solely as a result of the delayed submission of the company’s 2024 annual report by December 31, 2025. The delay in submission is purely administrative and has no impact on the company’s underlying financial condition, solvency or ongoing operations,” it stated on its website.

    “The company confirms that it has completed, published and submitted a copy of its audited financial statements for the year ended 2024 to the BSE on December 29, 2025.

    “Our audited 2024 financials were published in the press on the 31st December, 2025, and our unaudited third quarter (September 2025) financials were published on our website, reaffirming the company’s strong operating performance and healthy capital position.”

    ICBL added: “We further wish to assure shareholders and the market that the annual report is in the final stages of completion. The board of directors and management have taken all necessary steps to expedite its finalisation.

    “The company is committed to submitting the outstanding annual report to the [BSE] on or before 31st January, 2026. ICBL regrets any inconvenience caused to shareholders and the investing public, and reaffirms its commitment to timely disclosure, transparency and the highest standards of corporate governance.”

    In the most recent financials for the period ended September 30, ICBL chairman Joe Poulin reported that “the past two years have been marked by significant transition and resilience for the company as we continue to navigate the complexities associated with the adoption of IFRS 17, a new Financial Reporting Standard”.

    Net income

    He added that ICBL recorded $10.6 million in net income during the period, calling it “a remarkable 35 per cent improvement compared to the same nine-month period in 2024”.

    While ICBL’s shares have been suspended from trading, Section 2 of BSE’ Rule 3.01.5 states that the company “remains subject to all Exchange requirements”.

    A company whose securities are suspended from trading “must remedy all of the conditions which resulted in the suspension and must meet the Exchange requirements for original listing, in order to be considered for reinstatement of trading privileges”.

    The BSE rules also state that “securities which have been suspended from trading for a period of one year and which have not been approved for reinstatement by the Exchange, may be delisted by the Financial Services Commission as per Section 38(1) of the [Securities] Act”. It is the listed company’s “responsibility to obtain the Exchange’s approval for reinstatement of trading privileges within this time period”.

    Source: Nation


  12. @David “…for individuals who have already contributed for years.”

    How many years David?


  13. @Simple

    What are you referring to?

  14. NorthernObserver Avatar
    NorthernObserver

    That 9.51am post seems to be two of the same link, which merely loads a date.
    The BSE is totally within its powers to suspend trading. The BSE gave ICBL a ‘major ease’ this past year, when it did not suspend trading after failure to report.
    Now ICBL pulled the stunt again. No trading until you fully comply with the rules governing all publicly listed companies.
    Likewise, since the NISSS is very public funds, but not publicly traded, employers need to begin putting NISSS contributions into an escrow fund, not to be released to the NISSS, UNTIL, that body complies with the laws of Barbados.


  15. @NO

    Corrected, thanks.

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