PREDATORY MARKETING and the Vulnerable in Society

Submitted by Cherfleur

Courts (Barbados) Ltd aka Unicomer is offering Cash Loans at THIRTY PERCENT interest.

How are they doing it and to whom?

Courts advertises in the Classifieds section with the entreaty of waiving the payments for six months if and when the customer is made redundant. Naturally the who are the young vulnerable teen mothers, most of whom are in the Informatics Industry in the Harbour industrial Park.

It’s a wretched pipeline, like the ‘cradle to grave’ one in USA. Desperate to acquire much needed items on a subsistence wage, this group of the population in this sector is easy prey to such predatory practices and false marketing.

Crucible recently laid off a second batch of employees for this year. In June they advised the Labour Department that they lost a Contract and was forced to sever employees but that the amount was less than the 10% that would require Union/Labour Department Consultation. I would hope that Mr Mayers of the Labour Department investigate to ascertain whether Crucible lost another Contract in this half of the year or it is the same Contract they are now relieving more employees from. Working the loop holes of the Law (perhaps not).

Whatever the situation these employees are now on the bread line and some of them who had these treacherous loans from Courts approached the firm and applied to get the waiver only to be told by the floor Representatives that they do not know or never heard of such offerings. FALSE ADVERTISING.

So unemployed and cash strapped these vulnerable ladies have to cough up much needed dollars to service these illegal loans.

Courts is not licensed to lend money’ or are they? Nevertheless 30% is Usury. The Banks and Credit Unions are being had by Courts.

Attempts to reach the Director, Consumer Finance or the Marketing Manager went unanswered.

30 RASSHOLE percent!



  • @ John December 29, 2019 12:32 PM
    “Question remains …. can rich people be vulnerable?”

    Here is the answer to your unanswerable question:

    “For we brought nothing into the world, and neither can we carry anything out of it. But if we have food and clothing, we will be content with these.…”

    Now isn’t that ‘Communism’, the great leve(l)ler at its richest ‘perfect’ best?


  • MTA


    Christians have an individual relationship with Christ.

    Communism kills the individual and can’t deal with faith!!


  • @John: “Communism kills the individual and can’t deal with faith!!

    And what about Socialism?

    I note you posted here over the Internet. And you probably sometimes drive on roads.

    The list goes on…


  • @John December 28, 2019 9:47 PM “Me either, but I always thought women were the ones who got paid for sex.”

    Alas John. Someone has told you a fairy tale.

    Liked by 1 person

  • @John December 29, 2019 8:57 PM

    Please be respectful in your responses.

    As previously said, I don’t “do” video (way too low bandwidth for me).

    Text, please. Thanks.

    Liked by 1 person

  • Socialism sucks.

    Liked by 1 person

  • The book is available on Amazon

    Here is a review.

    Editorial Reviews
    “The second hottest book in America: Socialism Sucks…. This is a fascinating book. One of the things I like about your book is that it’s readable for the people who need to read it, like millennials. Like leftists. Like Democrats running for the President of the United States.” Mark Levin, host, The Mark Levin Show, Life, Liberty & Levin on Fox News, and #1 best selling author.

    “What a captivating idea Socialism Sucks embraces! A worldwide tour guide written in plain English by two high-end economists. An invasion of the world’s most highly regulated hot spots where they can’t even efficiently produce or distribute something as simple and lovable as beer. A down-to-earth, almost fable-like lesson showing socialism’s failures for all the world to see. And it even has some sidesplitting hilarity thrown in. I knew these guys were great; but I didn’t know this side of them. Buy this book. Give it to your children and grandchildren, and to anyone who touts the nonsense–now fashionable in some American circles–that government power somehow produces more happiness than personal liberty.” (Judge Andrew Napolitano Fox News)

    “Professors Robert Lawson and Benjamin Powell do a yeomen’s job in proving that socialism sucks, the apt title for their new book. They show why there’s no stampede into countries like Venezuela and Cuba and other socialist darlings of the U.S. leftists. What’s more, over a couple of drinks, Lawson and Powell prove that Sweden is not as socialistic as portrayed by our leftists.” (Walter E. Williams professor of economics, George Mason University)

    “What is ‘socialism’? And do countries that overindulge in it wake up with bad hangovers? You bet they do. Robert Lawson and Benjamin Powell give you the hair-of-the-dog cure. They provide a dose of political economy knowledge mixed with an understanding of the bene ts of economic freedom, add a strong dash of humor, and top it off with a cold beer. Have a Bob & Ben Eye-Opener and you’ll feel like (and live in a place where you can make) a million dollars!” (P.J. O’Rourke author of #1 New York Times bestseller Parliament of Whores)

    Read more
    About the Author
    Robert Lawson holds the Jerome M. Fullinwider Endowed Centennial Chair in Economic Freedom and is the director of the William J. O’Neil Center for Global Markets and Freedom at the Southern Methodist University (SMU) Cox School of Business. Dr. Lawson is a founding co-author of the Economic Freedom of the World (Fraser Institute) series of annual reports, which presents an economic freedom index for over 160 countries. The report is cited frequently in the international press including in The Economist. Lawson has also written or edited two books and over 90 journal articles, book chapters, and policy studies. His popular writing has appeared in the Dallas Morning News, Investors Business Daily, The Columbus Dispatch, and numerous other outlets.

    Benjamin Powell is the director of the Free Market Institute and a professor of economics in the Rawls College of Business Administration at Texas Tech University. He is the author or editor of five books and the author of more than 75 scholarly articles and policy studies. His research findings have been reported in more than 100 popular press outlets, including The Wall Street Journal and The New York Times. His popular writing has appeared in Investor’s Business Daily, The Financial Times (London), the Christian Science Monitor, and many large city newspapers. He has appeared on numerous radio and television outlets, including CNN, MSNBC, Showtime, CNBC, and he was a regular guest commentator on FOX Business Network’s Stossel and Freedom Watch.


  • Grasshopper
    I find it amusing how you bawled when you thought others were hijacking your favorite topic.
    It appears to be dead now and here you are pulling us down your rabbit hole.
    Let me give you some help…
    It’s time for a Quaker to make his/her appearance

    Liked by 1 person

  • TheOGazerts
    December 30, 2019 8:10 AM

    I find it amusing how you bawled when you thought others were hijacking your favorite topic.
    It appears to be dead now and here you are pulling us down your rabbit hole.
    Let me give you some help…
    It’s time for a Quaker to make his/her appearance


    I didn’t realise you hung on every word I say!!

    Seems I have created a following, a cult if you like.

    Simply the best!!

    Liked by 1 person

  • Leaving for a while…
    Wishing both of your personalities a great day

    Liked by 1 person

  • Good one, TheO!

    Liked by 1 person

  • This is particularly important , especially in the age we are in – almost like a “sheep” age where everyone looks to social media


  • Pingback: PREDATORY MARKETING and the Vulnerable in Society II | Barbados Underground

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