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My issue is with public service vehicles which do not have insurance. Everyday thousands of Barbadians travel on private public service vehicles and are unaware that many of them may not have insurance. On Tuesday January 4 while I was stopped at a Zebra Crossing in Paynes Bay St. James, a minibus B135 slammed into the back of my car. The owner when he arrived told Police the vehicle is insured with Trident.

Earlier today my insurance company was informed by Trident that the minibus’ coverage had lapsed because the owners did not renew their policy. Not only did the owner tell the police a blatant lie but he and the driver are endangering Barbadian lives everyday. This minibus was filled to capacity with both adults and school children.

The police will often speak about private vehicles with no insurance but what about these minibuses and their owners who refuse to pay their policies while travelling our roads daily? My insurance will repair my car and I have already hired a lawyer to seek financial compensation for my injuries but what about the average Barbadian who may be unable to do so?


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  1. David: Just wondering why you, ROK, Hopi and all the other conspiracy freaks have not said a word about this important story. I remember well the diatribe in a previous blog item posted here. How many of you have put your children and world health in general at risk by believing in a faulty if not fraudulent study?
    http://www.parentcentral.ca/parent/familyhealth/article/916658–debunked-wakefield-study-connecting-measles-vaccine-to-autism-was-a-fraud-medical-journal
    So many “experts”on BU with no medical training yet prepared to mislead and misinform.

  2. Adrian Loveridge Avatar
    Adrian Loveridge

    Is it just PSV vehicles?
    I have often wondered WHY the insurance companies or their trade association have not done more to ensure that every vehicle owner
    has valid cover.
    Simple things like colour coded stickers that legally have to be displayed in every vehicle
    windscreen in a particular position, so that the Police and public can see at a glance insurance cover is current.
    Surely, the increased premium income would more than pay for the small cost of implementation?
    As a twice victim of vehicle damage caused by people WITHOUT insurance, I am sure we are not alone.


  3. @Adrian

    Let us not forget the false number plates issue which is a perennial problem. There seems to be no ‘will’ to solve what are little problems.


  4. Adrian that in no way will ensure that the insurance is current. people would just make false ones and put them their. What the police need to do is either integrate the insurance databases and just pull up the number when they at an accident scene or make a database that insurance companies must submit who has policy on what number plates and when it would expire as well a small description of the vehicle and vin numbers. that at least would prevent some of cases of the people saying they have cover when they don’t.

  5. Adrian Loveridge Avatar
    Adrian Loveridge

    David/Anthony,
    Other countries do it, why not Barbados.
    France has the colour coded sticker and Germany puts the proof of cover actually on the number plates.
    There is sufficient technology in printing now-a-days that I am sure it is not impossible.
    And I wonder if the insurance companies or their trade association has ever estimated the loss of premium income from the number of persons not insured?


  6. What about the innocent third party who is injured? Sometimes these people don’t have the resources to bring a civil case in the current system.


  7. Adrian it not that they can’t do it. It that they just be copied and false one be made. That why actually database would prove more usefully in the long run


  8. The technology is there why isn’t it being used? Is the database up to date? Or is there a database at all? Are the policemen tech savvy? Is the Police force only using computers to do word processing? Perhaps we are expecting too much from the Police. They can only work with the tools and personnel they get.


  9. Using the mass transit in developed countries an observation is the speed of the buses seem to be ‘govern’.


  10. What are you saying, David?


  11. David,

    Injuries is one part of the equation but what about the death of someone, or many in the case of a PSV where that vehicle is uninsured. Its easy to say that in that event the owner or driver or both will be imprisoned but this is not going to alleviate the heartbreak of the family members or their friends!

    I recently saw it mentioned that a truck owner was boasting for not having paid insurance/road taxes for a number of years. When challenged on the issue he insolently replied that if he was to get involved in an accident that it would cost him less to repair both vehicles than he would have saved by not paying the required insurance premium &/or road taxes! Furthermore, he claimed that in the event of someone being injured or dying that all that would happen was that he would have to pay the court a little money or maybe spend a few months in jail, if any. He pointed to the fact that the courts are indeed very lenient in Barbados in such cases as a buddy of his who had chalked up something like 100 traffic convictions was still operating his vehicle on the roads. So, there you have it, what a mentality!


  12. The general population is years ahead of the authorities that is why there is this wild wild west do as you like attitude. Many of you know many of these persons who are breaking the law yet we protect them by saying nothing.


  13. Here is why Adrian thinks this should not be rocket science.

    http://www.frenchentree.com/france-insurance/displayarticle.asp?id=31957


  14. @jack sprat

    What don’t you understand?


  15. @Posted on January 5, 2011 by David| 15 Comments
    “…what about the average Bajan who may be unable to do so”
    the average Bajan is not as simple as years gone by, they would like you hirer a lawyer and seek damages just like you would do


  16. @ anon:

    The legal process for getting damages is convoluted and gives many a headache, not to mention that after years of back-and-forth, the settlement may still not be in your favor.


  17. It is my belief that when persons like the writer become involved in accidents where the other party is not covered by insurance,then the Police and the Ministry of Transport and Works should be made liable.It is their responsibility to ensure that law abiding citizens are not hindered by the lawless, and in the end are required to foot the bill for repairs to their vehicles, either directly from their pockets or being penalised later by their own insurance company.
    Time has come when we should have a Criminal Compensation Act in place.


  18. Who was it that said, “Statesmen look towards the next generation, Politicians look towards the next election”
    Increase lawlessness on our highways and in our communities may be addressed after the upcoming by-election.


  19. This country is failing
    Crime is up
    Quick fixes and brute force from the police might counter in the short term but long term solutions call for the Democratic Labour Failing Party to do somethng about the crime situation which they have made worse.
    Hammie la la yah yah -super fly -was on TV talking shit- the same thing that flies light on. These problems need fundamental solutions and no quick fix will work Mr. Hammie la la yah yah-shit fly


  20. WILL SOMEONE PLEASE WRITE A PIECE ON OFF DUTY POLICE WHO MOONLIGHT AS SECURITY BOUNCERS IN PIANO BARS … ?


  21. There is technology available that can scan plates and the system immediately tells you if the vehicle is licensed and insured. It is used in the same manner as an officer using a handheld speeding gun and communicates with a central database. We can clean up Barbados if we want to. Someone has said before, why with so much Lawyers and university graduates in government can’t we get the change we need.

    I think they refer to it as white colar crime. What is the answer? It is simple, implement and act on the laws we have written. Can’t happen because white colar crime is big business. Anyone heard anything more about the money missing from Central Bank. If within the most secure and CCTV controlled building in Barbados we cannot bring a case to closure how do we expect anything to happen. Sorry to say it but it will change when the family of someone influential is killed or disadvantaged.


  22. Hey Capone,

    Verily I say unto you … is your first name Al by any chance? Are you Catholic? Is it not true that White colour crime is Just Business where the principle rule is not to get caught?


  23. If we as Bajans, and that includes ,the authorities and politicians, are able to learn the art of converting just 10% of the hot air and talk that we put down into action, this would be a great place to live.
    Our Radio Stations are a classic example. They mostly all have Call-in programmes from breakfast till breakfast, and yet a year or two afterwards, we are still discussing the same subjects.


  24. @ Nationalist
    So, are we then recognised as “de hot air capital of de world”? 🙂


  25. @de Hood. Ya got that right!


  26. Anything goes in this country,since those who should be doing sometime to control A,B, and C are in fact looking down the road at X.
    Just to the east of the G.Sobers roundabout is a ZR van under repairs. This van appeared to have overturned from the damage seen to the roof section.This damaged roof section has been cut off,and is being replaced by one cut off another scrapped ZR van. In the end this may superficially look like a job well done, but really the structural integrity of the roof has been compromised, and in the event of another roll over, which is so common among PSV’s, this replaced roof will in all likelihood crumble like an eggshell, offering very little protection to the occupants. Such vehicles, in the first place, should be deemed by both the Insurance Company and the Licensing Authority Inspectorate as a Structural Write-off, not to be put back into service as a passenger carrying vehicle. Either that, or after such repairs have been carried out, the vehicle should be made to undergo an inspection by a certified Structural Engineer.

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